Haley Gutschenritter

The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”).

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients.

To earn the CFP® marks, candidates must fulfill the following requirements:

Education: Complete CFP Board-approved coursework in key financial planning topics and obtain a bachelor's degree from an accredited institution.

Examination: Pass the CFP® Certification Examination, a 6-hour, computer-based test designed to assess the candidate's ability to apply financial planning knowledge in practical, client-focused scenarios.

Experience: Accumulate either 6,000 hours of professional experience related to financial planning or 4,000 hours of apprenticeship experience that meets additional requirements.

Ethics: Agree to abide by the CFP Board’s Code of Ethics and Standards of Conduct and successfully pass a background check.