Terms of Use
Effective Date: January 27, 2026
These Terms of Use ("Terms") govern your use of the Merkle Retirement Planning website, services, and communications. By accessing or using our website, you agree to these Terms.
No Investment Advice Disclaimer
Information provided on this website is for general informational purposes only and does not constitute individualized investment, legal, or tax advice. Use of this website does not create an advisory relationship.
Eligibility
This website is intended for individuals aged 18 or older and residents of the United States.
SMS/Text Messaging Terms
By opting in to receive text messages from Merkle Retirement Planning, you agree to the following:
- Messages may include account notifications, customer care, marketing, and reminders
- Message frequency varies based on customer interaction
- Message and data rates may apply
- Reply STOP at any time to opt out
- Reply HELP or contact [email protected] for assistance
Consent to receive text messages is not a condition of purchasing services.
Intellectual Property
All website content, including text, graphics, logos, and materials, is owned by Merkle Retirement Planning or its licensors and may not be copied, reproduced, or distributed without written permission.
Prohibited Use
You agree not to:
- Use the website for unlawful purposes
- Attempt to gain unauthorized access to systems or data
- Interfere with website functionality or security
Limitation of Liability
To the fullest extent permitted by law, Merkle Retirement Planning is not liable for any damages arising from your use of this website or reliance on its content.
Indemnification
You agree to indemnify and hold harmless Merkle Retirement Planning from claims arising out of your misuse of the website or violation of these Terms.
Governing Law
These Terms are governed by the laws of the State of Iowa, without regard to conflict of law principles.
Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date.
Contact Information
Merkle Retirement Planning
1860 SE Princeton Drive
Grimes, IA 50111
515-278-1006
[email protected]