Taxes Blog Posts
Taxes are one of the six essential pillars of the written plans we help families and individuals create, called a RetireSecure Roadmap. Developing a customized, long-term tax plan can help you decrease your tax bill and increase how much you get to spend in retirement. The tax pillar outlines tax savings and strategies for investing, spending, and passing on your retirement savings. Tax laws often change, and our team is committed to staying up-to-date on the rules and how they impact retirement.
Many people assume their retirement savings tell them everything they need to know about the future. This article explores why a 401(k) is only one piece of the puzzle and […]
A common saying is you need a million dollars for retirement, but what does that actually mean for you? In this blog, you’ll meet Tom and Sandi. They have $1 million saved for retirement […]
Retirement taxes can feel overwhelming, especially when income starts coming from multiple sources. This blog walks through how different retirement accounts are taxed, why those taxes can matter more once paychecks stop, and […]
This blog explores how long $1 million might last in retirement under different spending scenarios, and why assumptions around lifestyle, inflation, taxes, and market volatility matter more than the headline number. A […]
Retirement laws continue to evolve as Washington rewrites the tax code and adjusts long-standing rules. Retirement Planners Clint Huntrods and Loren Merkle explain how recent legislation affects tax brackets, Required Minimum Distributions, inherited IRAs, […]
Social Security will likely be a major part of your retirement paycheck, but the rules behind your benefit, taxes, and timing can be more complicated than they look on the surface. Retirement Planners Loren Merkle and Chawn […]
A brand-new Merkle Retirement Planning magazine is here, and its first issue puts a spotlight on Adventurous Angie—an energetic retiree proving that retirement isn’t the end of the story; it’s […]
This Indiana Jones–inspired episode of Retiring Today with Loren Merkle turns a common worry—how to start planning for retirement at 55—into a guided trek through six milestones: lifestyle, income, taxes, investments, health care, and legacy. We […]
Our journey takes place inside the Cave of Questions because retirement often begins with more questions than answers and figuring out where to start can feel like navigating a dark cave. While inside, we discover that a map is a great place to […]
Retirement doesn’t always follow a perfect timeline. A buyout, layoff, health change—or even just the calendar—can speed up big decisions. Retirement Planners Loren Merkle and Haley Gutschenritter explain how to […]