Taxes Blog Posts

Taxes are one of the six essential pillars of the written plans we help families and individuals create, called a RetireSecure Roadmap. Developing a customized, long-term tax plan can help you decrease your tax bill and increase how much you get to spend in retirement. The tax pillar outlines tax savings and strategies for investing, spending, and passing on your retirement savings. Tax laws often change, and our team is committed to staying up-to-date on the rules and how they impact retirement.

Woman standing next to a chart that is titled "Retirement Decision"

Retirement Sneaks Up: Steps to Take When You Need to Decide Fast

October 12th, 2025

Retirement doesn’t always follow a perfect timeline. A buyout, layoff, health change—or even just the calendar—can speed up big decisions. Retirement Planners Loren Merkle and Haley Gutschenritter explain how to […]

Woman making confused faced with hands raised slightly. Text next to subject says "I inherited money now what?".

You’ve Inherited Money, Now What?

September 28th, 2025

Inheriting money can be both emotional and overwhelming. In this blog, Retirement Planners Loren Merkle and Clint Huntrods explain how different types of assets—cash, investments, retirement accounts, real estate, life […]

Man mid-sentence standing next to a visual example with the words "Same Couple 200K Difference" above it.

7 Essential Questions Your Financial Advisor Should Be Asking

August 31st, 2025

Retirement planning isn’t just about saving money. It’s about making sure your plan supports the life you want to live once you stop working. Asking the right questions can uncover […]

Woman holding up two cards that say "Fact" and "Fiction".

Fact or Fiction: The Truth About Taxes in Retirement

August 3rd, 2025

This blog breaks down five common beliefs about taxes in retirement, helping you separate fact from fiction. With direct insights from Retirement Planners Loren Merkle and Haley Gutschenritter, it covers […]

Man in a suit with a perplexed look on his face with money and tax documents behind him

4 Retirement Tax Traps (And How to Avoid Them)

June 8th, 2025

Taxes can quietly take a big bite out of your nest egg if you don’t plan ahead. Relying on old assumptions from your working years can lead to costly mistakes […]

Don’t Let Taxes Take a Bite Out of Your Retirement: Strategies to Safeguard Your Savings

May 18th, 2025

Worried your 401(k) or IRA will lead to a surprising tax bill in retirement? Learn why taxes can be higher after you stop working—and what proactive strategies can help you […]

Deciding What to Do With Your 401(k) When You REtire: A Closer Look

May 11th, 2025

For many, the 401(k) represents a large portion of retirement savings, so understanding your options—and the nuances that come with them—is an important part of your retirement income plan. We’ll break […]

Navigating Your Retirement Tax Strategy: Sherri’s Journey to Tax Diversification

May 4th, 2025

When planning for retirement, there’s often a lot of focus on growing your nest egg through diversified investments, but what about diversifying your taxes? This is about strategic and long-term […]

RMDs Explained: From Penalties to Strategies That Could Lower Your Retirement Tax Bill

April 27th, 2025

We cover the intricacies of Required Minimum Distributions or RMDs, highlighting their impact on retirement planning and offering insights into strategies that can help minimize tax burdens and optimize retirement […]

Roth IRAs Explained: Strategies for a Tax-Efficient Retirement Plan

April 13th, 2025

Roth IRAs can feel a bit mysterious, but understanding how they work—and the rules around them—can make a real difference in your retirement planning. In this blog, we’ll clear up […]

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