Health Care Blog Posts

Health care is one of the six essential pillars of the written plans we help families and individuals create, called a RetireSecure Roadmap. This pillar includes strategies for choosing Medicare and supplemental insurance, covering potential long-term care needs, planning for out-of-pocket health care expenses, paying for health insurance if you want to retire before Medicare eligibility, and more.

A New Way to Think About Paying for Long-Term Care 

September 27th, 2026

Long-term care can become one of the largest expenses in retirement. Understanding what qualifies as long-term care, what care can cost, the limitations of traditional long-term care insurance, and newer […]

The 5 Retirement Conversations Every Couple Should Have 

September 20th, 2026

Retirement brings decisions that affect both spouses, from how you want to spend your time to what happens to income when one spouse dies. These five conversations can help couples identify differences, understand potential […]

The Retirement Decisions That Let Her Retire Earlier Than She Thought.

June 28th, 2026

Retirement can feel like a finish line, but for many people, it’s really a series of decisions.  For Angie, retirement had always seemed tied to age 65. Like many workers, she assumed […]

7 Steps to Retire Before 65… Even If You Think You Can’t Afford To

April 19th, 2026

Retiring before age 65 may feel out of reach, especially when factoring in income, taxes, and health care. This article breaks down seven practical steps to help you understand what […]

Facing a Buyout or Layoff? Key Retirement Questions to Answer Before You Decide

April 5th, 2026

If you’re offered a buyout or find yourself retiring earlier than planned, several important financial questions come into play. From health care coverage before Medicare to tax implications and 401(k) strategies, here’s what to consider […]

The Retirement Readiness Checklist: Where to Start and What to Tackle Next 

January 11th, 2026

Retirement Planner Loren Merkle, and Director of Medicare & Long-Term Care AnnaMarie Morrow walk through the Retirement Readiness Checklist, breaking retirement planning into nine practical areas to help you discover where to […]

Launching Our First Magazine: Meet Adventurous Angie 

November 30th, 2025

A brand-new Merkle Retirement Planning magazine is here, and its first issue puts a spotlight on Adventurous Angie—an energetic retiree proving that retirement isn’t the end of the story; it’s […]

Fact or Fiction: Medicare, Costs, and Choices — What Really Matters Before 65 (and After) 

November 23rd, 2025

When it comes to Medicare, misinformation travels fast. Maybe a friend insists it’s free. A coworker swears long-term care is covered. Someone else warns you about penalties for signing up […]

The Complete Guide to Medicare in 2025

December 8th, 2024

In this episode of Retiring Today, Loren Merkle and AnnaMarie Morrow discuss the most critical Medicare updates that will help you make the best decisions for your retirement plan. – […]

Call Now Button