Income Blog Posts

Income is one of the six essential pillars of the written plans we help families and individuals create, called a RetireSecure Roadmap. A customized retirement income plan includes developing a strategy for spending, health care, inflation, maximizing Social Security, and more. This pillar can help answer one of your biggest concerns: Do I have enough saved to live the lifestyle I desire in retirement?

Man pointing at a caption that says "Retirement Milestones By Decade".

Launching Our First Magazine: Meet Adventurous Angie 

November 30th, 2025

A brand-new Merkle Retirement Planning magazine is here, and its first issue puts a spotlight on Adventurous Angie—an energetic retiree proving that retirement isn’t the end of the story; it’s […]

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Three explorers staring over a compass in a dark cave.

Inside the Cave of Questions: Getting Started at 55+ 

November 16th, 2025

This Indiana Jones–inspired episode of Retiring Today with Loren Merkle turns a common worry—how to start planning for retirement at 55—into a guided trek through six milestones: lifestyle, income, taxes, investments, health care, and legacy.  We […]

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Three explorers solving a puzzle in a dark cave.

How to Know If You’re Retirement-Ready at Age 55

November 2nd, 2025

Our journey takes place inside the Cave of Questions because retirement often begins with more questions than answers and figuring out where to start can feel like navigating a dark cave. While inside, we discover that a map is a great place to […]

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Woman standing next to a chart that is titled "Retirement Decision"

Retirement Sneaks Up: Steps to Take When You Need to Decide Fast

October 12th, 2025

Retirement doesn’t always follow a perfect timeline. A buyout, layoff, health change—or even just the calendar—can speed up big decisions. Retirement Planners Loren Merkle and Haley Gutschenritter explain how to […]

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Man smiling next to the four types of investors.

Are You Making These Investor Mistakes? 

September 14th, 2025

Market volatility is unsettling, and it’s easy to make mistakes when emotions take over. Retirement Planners Chawn Honkomp and Loren Merkle tackle the most common investor missteps—and how to avoid […]

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Woman holding two cards that say "Fact" and "Fiction respectively. A headline stating "The market is too risky?" sits above her head.

Retirement Fact or Fiction: Investments 

September 7th, 2025

When it comes to retirement, some of the most common beliefs about investing sound true—but in reality, they can lead you down the wrong path. Misconceptions about the stock market, […]

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Man mid-sentence standing next to a visual example with the words "Same Couple 200K Difference" above it.

7 Essential Questions Your Financial Advisor Should Be Asking

August 31st, 2025

Retirement planning isn’t just about saving money. It’s about making sure your plan supports the life you want to live once you stop working. Asking the right questions can uncover […]

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Man smiling with townhomes in the background.

How Do I Stack Up? Understanding Where You Stand with Your Retirement Savings 

August 24th, 2025

That comparison—how you “measure up” to your peers, your neighbors, or even a number you once read in an article—is normal. But it’s not always helpful without context. Retirement Planners […]

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man standing in front of cash and coins

5 Common Retirement Income Traps (And How to Avoid Them) 

June 29th, 2025

Retirement planners Loren Merkle and Chawn Honkomp provide insight and action strategies that may help you sidestep common retirement income pitfalls. Let’s break down each trap and see how to safeguard your […]

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