Income Blog Posts
Income is one of the six essential pillars of the written plans we help families and individuals create, called a RetireSecure Roadmap. A customized retirement income plan includes developing a strategy for spending, health care, inflation, maximizing Social Security, and more. This pillar can help answer one of your biggest concerns: Do I have enough saved to live the lifestyle I desire in retirement?
If you’re offered a buyout or find yourself retiring earlier than planned, several important financial questions come into play. From health care coverage before Medicare to tax implications and 401(k) strategies, here’s what to consider […]
A large IRA can be a powerful retirement asset—but it also comes with tax implications and planning decisions. This blog explores three strategies retirement planners often consider for large IRAs: reducing taxes […]
A Roth conversion can reshape your retirement tax strategy. This blog covers how it works, when it makes sense, and what to consider before making this decision. What Is a Roth Conversion? The basic […]
Many people assume their retirement savings tell them everything they need to know about the future. This article explores why a 401(k) is only one piece of the puzzle and […]
A common saying is you need a million dollars for retirement, but what does that actually mean for you? In this blog, you’ll meet Tom and Sandi. They have $1 million saved for retirement […]
Retirement taxes can feel overwhelming, especially when income starts coming from multiple sources. This blog walks through how different retirement accounts are taxed, why those taxes can matter more once paychecks stop, and […]
This blog explores how long $1 million might last in retirement under different spending scenarios, and why assumptions around lifestyle, inflation, taxes, and market volatility matter more than the headline number. A […]
Retirement laws continue to evolve as Washington rewrites the tax code and adjusts long-standing rules. Retirement Planners Clint Huntrods and Loren Merkle explain how recent legislation affects tax brackets, Required Minimum Distributions, inherited IRAs, […]
Retirement Planner Loren Merkle, and Director of Medicare & Long-Term Care AnnaMarie Morrow walk through the Retirement Readiness Checklist, breaking retirement planning into nine practical areas to help you discover where to […]
Social Security will likely be a major part of your retirement paycheck, but the rules behind your benefit, taxes, and timing can be more complicated than they look on the surface. Retirement Planners Loren Merkle and Chawn […]