| Hello, it’s me — your friendly Director of Medicare, AnnaMarie Morrow, here to remind you to start thinking about the Annual Enrollment Period. Whether this is your first year on Medicare or you’ve been on it for several years, keep these dates in mind: October 15th to December 7th. That’s when you can join, drop, or switch to another supplement plan or add or drop drug coverage. I know what you might be thinking, “I like my current coverage, no change needed.” That may be true. But each insurance carrier frequently renegotiates provider contracts which can ultimately change the terms of your supplement plans — impacting premiums, copays, deductibles, and covered services plus the ancillary benefits like x-rays, prosthetic devices, and physical therapy. Benefits like gym memberships and chiropractic visits can be added to and dropped from plans. Each year we want to look at your providers, your prescriptions, and your pharmacy to ensure your plan still covers your preferences. This month you should receive a Medicare Annual Enrollment letter from yours truly. Please take time to fill it out. Your responses will help us determine if your prescriptions are still covered, if your doctors are still in-network, and if you are happy with your current supplement. I look forward to helping you figure out the best coverage plan! If you have questions, don’t hesitate to get in touch with me by calling the office at (515) 278-4110. |
Top Legacy Planning Traps That Could Derail Your Retirement
Legacy planning isn’t always top of mind when preparing for retirement, but overlooking […]
Read MoreFour Retirement Lifestyle Traps — and How to Avoid Them
When people think about retirement, they often focus on the numbers—how much they’ve […]
Read MoreLegacy Planning with Attorney Charlie Bottenberg
This blog post explores the often-overlooked essentials of estate planning, dispelling the myth […]
Read More5 Common Retirement Income Traps (And How to Avoid Them)
Retirement planners Loren Merkle and Chawn Honkomp provide insight and action strategies that may […]
Read MoreDon’t Just Stand By: Retirement Strategies for Volatile Markets
As retirement approaches, uncertainty around recessions, market volatility, and risk often grows. Retirement […]
Read More3 Costly Health Care Traps to Avoid in Retirement
One area that can catch even the most diligent savers off guard is […]
Read More4 Retirement Tax Traps (And How to Avoid Them)
Taxes can quietly take a big bite out of your nest egg if […]
Read More3 Investment Traps to Avoid as You Head Into Retirement
As retirement approaches, the decisions and strategies required to achieve a comfortable and […]
Read MoreEssential Retirement Checklist: How to Organize, Declutter, and Plan for Retirement
Retirement isn’t just about leaving the workforce—it’s about entering a new phase of […]
Read MoreDon’t Let Taxes Take a Bite Out of Your Retirement: Strategies to Safeguard Your Savings
Worried your 401(k) or IRA will lead to a surprising tax bill in […]
Read MoreReady to take your retirement to the next level?
Let's chat! Schedule a RetireReady Call to talk with a retirement planner about your retirement vision.
Ready to take your retirement to the next level?
Let's chat! Schedule a RetireReady Call to talk with a retirement planner about your retirement vision.