Many people assume their retirement savings tell them everything they need to know about the future. This article explores why a 401(k) is only one piece of the puzzle and […]
What is a Retirement Plan? Hint: It’s Not Your 401(k) Read More »
A common saying is you need a million dollars for retirement, but what does that actually mean for you? In this blog, you’ll meet Tom and Sandi. They have $1 million saved for retirement
Retirement Road Test: $1 Million Portfolio Read More »
Retirement taxes can feel overwhelming, especially when income starts coming from multiple sources. This blog walks through how different retirement accounts are taxed, why those taxes can matter more once paychecks stop, and
Confused About Retirement Taxes? You Are Not Alone Read More »
This blog explores how long $1 million might last in retirement under different spending scenarios, and why assumptions around lifestyle, inflation, taxes, and market volatility matter more than the headline number. A
Will $1 Million Last? Stress Testing Retirement Spending Read More »
Retirement laws continue to evolve as Washington rewrites the tax code and adjusts long-standing rules. Retirement Planners Clint Huntrods and Loren Merkle explain how recent legislation affects tax brackets, Required Minimum Distributions, inherited IRAs,
What Washington Changes Could Mean for Your Retirement Read More »
Retirement Planner Loren Merkle, and Director of Medicare & Long-Term Care AnnaMarie Morrow walk through the Retirement Readiness Checklist, breaking retirement planning into nine practical areas to help you discover where to
The Retirement Readiness Checklist: Where to Start and What to Tackle Next Read More »
Social Security will likely be a major part of your retirement paycheck, but the rules behind your benefit, taxes, and timing can be more complicated than they look on the surface. Retirement Planners Loren Merkle and Chawn
The Seven Social Security Rules Every Retiree Should Know Read More »
A brand-new Merkle Retirement Planning magazine is here, and its first issue puts a spotlight on Adventurous Angie—an energetic retiree proving that retirement isn’t the end of the story; it’s
Launching Our First Magazine: Meet Adventurous Angie Read More »
When it comes to Medicare, misinformation travels fast. Maybe a friend insists it’s free. A coworker swears long-term care is covered. Someone else warns you about penalties for signing up
This Indiana Jones–inspired episode of Retiring Today with Loren Merkle turns a common worry—how to start planning for retirement at 55—into a guided trek through six milestones: lifestyle, income, taxes, investments, health care, and legacy. We
Inside the Cave of Questions: Getting Started at 55+ Read More »