Read about the six pillars of a retirement plan
Navigating the Complexities of Medicare: 7 Things You Need to Know
Medicare is a vital component of retirement planning, but it can be a complex and confusing topic for many. With numerous options, enrollment periods, and potential penalties, it’s essential to have a clear understanding of how Medicare works. We explore seven crucial aspects of Medicare that you might not be aware of with experienced retirement…
Retirement investment strategies | Exploring the Role of Annuities and CDs
In this episode of “Retiring Today,” experienced retirement planners Loren Merkle and Chawn Honkomp dive deep into making sense of annuities. With the backdrop of a volatile stock market and record-high interest rates, annuities have become a hot topic for those nearing retirement. This blog post will unravel the intricate details, benefits, and considerations surrounding…
Unlocking $93,000 More From Social Security: John and Sue’s Journey
In this episode of Retiring Today, experienced retirement planners Loren Merkle and Chawn Honkomp delve into how to get an extra $93,000 out of Social Security. Get insights on maximizing benefits and learn about important Social Security basics through the case study of John and Sue from the Journey to Retirement Workshop. Discover how different…
Elections and Your Retirement | Managing Market Uncertainty
In this episode of Retiring Today, Elections and Your Retirement, we dive into how market volatility is influenced by election cycles and effective strategies you can employ to safeguard your investments. Whether you’re apprehensive about the upcoming election’s impact on the stock market or curious about the potential changes to Social Security and how they…
Navigating Your Financial Future When Your Advisor Retires
Navigating the transition when your financial advisor is heading into retirement can be daunting. Retirement Planners Loren Merkle and Clint Huntrods discuss what steps to take and how to stay on track for retirement. – Understand the impact of the baby boomer retirement wave on the economy and the financial industry. – Discover the average…
Navigating Retirement | A Couple’s $12 Million Lesson
Discover how to navigate the complexities of retirement planning with Retirement Planners Loren Merkle and Chawn Honkomp. Learn key strategies to live comfortably, protect your nest egg, and grow your investments during retirement. – Understand how to create a comprehensive retirement plan that goes beyond just investment advice. – Hear how one couple’s intuition prompted…
Retirement Planning | Why It’s Not an Easy Set It and Forget It Scenario
We look at why you can’t simply “set it and forget it” when it comes to retirement planning. We highlight the importance of ongoing maintenance and adjustments to adapt your written plan to life changes and legislative updates. Covered topics: – The need for ongoing attention to retirement plans – Implications of legislative changes on…
Understanding Retirement Income Strategies | A Mindset Shift
CERTIFIED FINANCIAL PLANNER™ Loren Merkle discusses the crucial mindset shifts needed when rethinking retirement income. He emphasizes the importance of understanding how retirement income works and strategies needed to navigate this phase of life, including: – The downfall of using Rules of Thumb in retirement planning – The upside of controlling your own paycheck in…
Retirement Strategies | How to Stop Leaving Money on the Table
Don’t leave retirement money on the table due to taxes! We’re diving deep into strategic planning to save you potentially thousands in tax dollars. – Learn about the whopping $650 billion in tax savings retirees could utilize each year with proper planning. – Discover why traditional savings accounts, like IRAs and 401(k)s, could be a…
Understanding Taxes in Retirement
In this episode of Retiring Today, Loren Merkle and Chawn Honkomp discuss the important mindset shift when it comes to taxes in retirement. They break down the current mindset, the need for control, and the value of thinking long term to save money on taxes. These experienced Retirement Planners cover: – The current mindset about…
Retirement investment strategies | Exploring the Role of Annuities and CDs
In this episode of “Retiring Today,” experienced retirement planners Loren Merkle and Chawn Honkomp dive deep into making sense of annuities. With the backdrop of a volatile stock market and record-high interest rates, annuities have become a hot topic for those nearing retirement. This blog post will unravel the intricate details, benefits, and considerations surrounding…
Elections and Your Retirement | Managing Market Uncertainty
In this episode of Retiring Today, Elections and Your Retirement, we dive into how market volatility is influenced by election cycles and effective strategies you can employ to safeguard your investments. Whether you’re apprehensive about the upcoming election’s impact on the stock market or curious about the potential changes to Social Security and how they…
Navigating Retirement | A Couple’s $12 Million Lesson
Discover how to navigate the complexities of retirement planning with Retirement Planners Loren Merkle and Chawn Honkomp. Learn key strategies to live comfortably, protect your nest egg, and grow your investments during retirement. – Understand how to create a comprehensive retirement plan that goes beyond just investment advice. – Hear how one couple’s intuition prompted…
Retirement Planning | Why It’s Not an Easy Set It and Forget It Scenario
We look at why you can’t simply “set it and forget it” when it comes to retirement planning. We highlight the importance of ongoing maintenance and adjustments to adapt your written plan to life changes and legislative updates. Covered topics: – The need for ongoing attention to retirement plans – Implications of legislative changes on…
The Truth About 401(k)s | Why It’s Not A Complete Retirement Plan
Discover the ins and outs of your 401(k) and its role in your retirement plan. Retirement Planners Loren Merkle and Chawn Honkomp dive into what a 401(k) is and, more importantly, what it isn’t. They cover: – The difference between a 401(k) investment account and a comprehensive retirement plan. – Understanding your 401(k)’s benefits, including…
How to Build Your Investment Portfolio for Retirement
CERTIFIED FINANCIAL PLANNERTM Loren Merkle discusses the important investment mindset shift needed for retirement planning. Learn about building a recession resistant portfolio, creating dependable income, rethinking risk, and more. Loren will cover: – Creating dependable income for retirement – Rethinking risk and its impact on your retirement – Portfolio construction and alternatives to the traditional 60/40…
Navigating the Complexities of Medicare: 7 Things You Need to Know
Medicare is a vital component of retirement planning, but it can be a complex and confusing topic for many. With numerous options, enrollment periods, and potential penalties, it’s essential to have a clear understanding of how Medicare works. We explore seven crucial aspects of Medicare that you might not be aware of with experienced retirement…
Essential Legacy Planning Documents for a Secure Retirement
Retirement Planner Loren Merkle discusses the critical topic of legacy planning and retirement. Discover the essential documents and strategies that can ensure your legacy is preserved according to your wishes. – Learn why almost everyone needs a legacy plan, regardless of the size of their assets. – Understand the misconceptions surrounding wills and trusts and…